Terms of Service

By accessing and using ToolkitVerse ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website located at toolkitverse.com and all related services, features, and content offered by ToolkitVerse.

ToolkitVerse provides a comprehensive productivity platform featuring:

• Academic calculators (GPA, CGPA, percentage calculators)
• Financial calculators (SIP, EMI, investment tools)
• Curated developer tools and resources directory
• Educational content and learning roadmaps
• Downloadable templates and planners
• Blog and informational content

Our services are provided free of charge with optional premium content and affiliate partnerships.

Account Creation

While most of our services do not require account creation, certain features may require you to provide contact information or create an account. You are responsible for:

• Providing accurate and complete information
• Maintaining the security of your account credentials
• Notifying us of any unauthorized use of your account
• Being responsible for all activities under your account

Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Use our services for any illegal or unauthorized purpose
• Attempt to reverse engineer, hack, or compromise our systems
• Upload or distribute viruses, malware, or malicious code
• Impersonate others or provide false information
• Scrape, harvest, or collect user information without permission
• Interfere with or disrupt our services or servers
• Use our services to spam or send unsolicited communications

Our Content

The service and its original content, features, and functionality are and will remain the exclusive property of ToolkitVerse and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used without our prior written consent.

User Content

By submitting content to our service (including feedback, suggestions, or comments), you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and display such content in connection with our services.

Third-Party Content

Our service may contain links to third-party websites or services. We do not own or control these third parties and are not responsible for their content, privacy policies, or practices.

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our service. By using our service, you agree to the collection and use of information in accordance with our Privacy Policy.

We implement appropriate security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Service Availability

We strive to provide reliable service, but we cannot guarantee that our service will be available at all times. We may experience downtime due to maintenance, updates, or technical issues.

Accuracy of Information

While we strive for accuracy in our calculators and tools, we make no warranties about the accuracy, reliability, or completeness of any information provided. Users should verify important calculations and consult with professionals when making significant decisions.

Educational Purpose

Our tools and content are provided for educational and informational purposes only. They should not be considered as professional advice for financial, academic, or career decisions.

Limitation of Liability

To the maximum extent permitted by law, ToolkitVerse shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with your use of our service.

Our service may include advertising, sponsored content, and affiliate links. We may earn commissions from purchases made through affiliate links. This does not affect the price you pay or our recommendations.

Premium Content

Some content and features may be available only through purchase or subscription. Payment terms and refund policies will be clearly stated at the time of purchase.

Advertising

We may display advertisements through third-party advertising networks. We are not responsible for the content of these advertisements or the practices of advertisers.

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including but not limited to a breach of these Terms.

Upon termination, your right to use the service will cease immediately. If you wish to terminate your account, you may contact us or simply discontinue using the service.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which ToolkitVerse operates, without regard to its conflict of law provisions.

Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the applicable arbitration organization.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our service.

If you have any questions about these Terms of Service, please contact us: